What distinguishes the timescale required for setting up a Type Ia supernova versus a core-collapse supernova?

Answer

The white dwarf progenitor system requires potentially billions of years of setup time, much longer than the core-collapse progenitor.

Stars destined for core-collapse burn rapidly, dying in millions of years. In contrast, the white dwarf that causes a Type Ia event may have taken billions of years to evolve from its main sequence phase and then potentially billions more years accreting mass to reach the explosion threshold.

What distinguishes the timescale required for setting up a Type Ia supernova versus a core-collapse supernova?
starstellar evolutionsupernovamass